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BadCredify’s financial guides are aimed at promoting financial literacy and helping you build wealth. Check out our practical tips and expert advice for more insights on the lending and finance.

  • Can I Open a Bank Account With Bad Credit?

    Can I Open a Bank Account With Bad Credit?

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    On This Page: Where Can You Open A Bank Account With Bad Credit? What Information Do You Need to Open a Bank Account? What to Consider Before Opening Bad Credit Bank Accounts? What Is a Bad Credit Score? Why Is It Important to Establish a Credit Score?  The Bottom Line Pre-Qualify With No Impact On…

  • What Is a Credit-Builder Loan?

    What Is a Credit-Builder Loan?

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    On This Page: How Does a Credit-Builder Loan Work? What Impact Do Credit-Builder Loans Have on Your Credit History How to Get a Credit-Builder Loan Who Are Credit-Builder Loans Good for? Where Can I Find Credit-Builder Loans? Pros and Cons of Credit-Builder Loans What Are Other Ways to Improve Credit Scores? FAQ Pre-Qualify With No…

  • What is the Difference Between Interest Rate and APR?

    What is the Difference Between Interest Rate and APR?

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    On This Page: What Is Interest Rate? How Are Interest Rates Calculated? What Is APR? How Is APR Calculated? Interest Rate Vs. APR: Main Differences How to Compare Interest Rates vs. APRs? The Bottom Line On Interest Rate Vs. APR Pre-Qualify With No Impact On Your Credit Score Facing personal finance­ feels like hopping into…

  • What Credit Score Is Needed for a Personal Loan?

    What Credit Score Is Needed for a Personal Loan?

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    On This Page: How Your Credit Score is Calculated? What is the Average Credit Score for Personal Loans? How Do Personal Loans Affect Your Credit? What Do You Need to Qualify for a Personal Loan? Can You Get Personal Loans for Fair or Bad Credit? How Long Does It Take to Improve Your Credit Score?…

  • Personal Loan Eligibility Requirements: Things to Know Before Applying

    Personal Loan Eligibility Requirements: Things to Know Before Applying

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    Before applying for loan, there are multiple things you should think about. Personal loan eligibility requirements are among the most important ones, as they determine your ability to qualify for a loan. Although lenders typically look at certain parameters, they can set different passing levels for them. Let’s take a look at some common criteria.