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Privacy Policy

This Privacy Policy explains how BadCredify collects, uses, shares, and protects user information obtained through our website and services. By using our website, you consent to the data practices described in this policy.

Information Collection 

Personal Information: We collect personal information you provide, such as name, email address, and telephone number.

Financial Information: For services requiring financial information, we may collect data, including your credit score, income level, and loan amount preferences.

Usage Information: Information about how you use our website, including page visits and time spent on pages, is also collected.

Use of Information

We use collected information to:

  • Register your account;
  • Check your eligibility for services offered on our website;
  • Help you get more personalized offers at better terms;
  • Provide, maintain, and improve our services.
  • Communicate with you, including responding to inquiries and sending service updates.
  • Conduct research and analysis to enhance our services.

Information Sharing

Service Providers: We may share information with third-party service providers to facilitate our services.

Legal Requirements: If required by law, we may disclose your information in response to a court order or other legal process.

Sale of Personal Data

Your personal data is never rented, sold, or loaned to third parties in exchange for cash. However, we might give your information to advertising agencies, analytics companies, and social media platforms based on your privacy choices.

Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance user experience and gather usage data. They assist us in identifying repeat visitors, storing information for future use, and focusing our advertisements. Although you can disable cookies by adjusting your browser’s settings, doing so might make certain services unavailable to you.

Data Security

We implement various security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, transferring or storing data over the internet never comes without some risk. You should be aware that providing your data is at your own risk and that we are unable to guarantee its security.

User Rights and Choices

You have the right to access, correct, or delete your personal information. Here are a few choices about your data that you can make:

  • Data access: We will comply with reasonable requests from you to access the information we have about you;
  • Modifications to your data: It is crucial to maintain the accuracy and currentness of your data. Please notify us if you need to change your info. We will make an effort to update the data, but occasionally, we must retain it for legal purposes;
  • Data deletion: You have the option to ask us to remove the information we hold about you. For special purposes, such as adhering to legal requirements or resolving issues, we may occasionally need to retain your data, but we will remove what is necessary;
  • Objecting to specific uses: Please let us know if there is anything about the way we use your data that you find objectionable. We’ll pay attention and try to work things out. For example, you can use our cookie controls to opt out of receiving targeted ads;
  • Consent withdrawal: You can inform us if you decide to back out of anything you previously consented to because of a change of heart. Just keep in mind that we might not be able to offer you some Services if you do that.

Please contact us to exercise these rights.

Third-Party Websites

Our website may contain links to third-party websites. This Privacy Policy does not apply to these external sites. 

Children’s Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

Changes to This Policy

We reserve the right to update this Privacy Policy at any time. We will notify users of significant changes through our website. Generally, such modifications will only take effect on the information we gather after the new policy is released. The previous policy will continue to apply to any data we gathered prior to the modifications.

Contact Information

If you have questions or concerns about our Privacy Policy or would like to make a complaint, please contact us at contact@badcredify.com